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(917) 979 5903
(917) 979 5903
Employees expect more than just a paycheck. They need access to affordable healthcare, tax-free benefits, and financial security. A Section 125 health plan offers a valuable health plan tax benefit by allowing businesses to provide better benefits at no additional cost to the company, helping to attract and retain top talent.
The Challenges Employees Face:
Rising insurance premiums and out-of-pocket expenses make healthcare less accessible.
Without a pre-tax benefits plan, employees pay more in taxes and keep less of their paycheck.
Many workers don’t know how to maximize their compensation with tax-advantaged benefits.
Harmonicare makes it easy for businesses to support their employees by reducing healthcare costs and improving financial stability.
A Section 125 plans cafeteria plan is a popular type of employee benefits cafeteria plan that provides employees with an easy way to save money on essential healthcare and benefit costs.
Employees can pay for medical, dental, and vision insurance premiums with pre-tax dollars, reducing their overall costs.
Employees can set aside pre-tax earnings for dependent care, medical expenses, and commuter benefits.
Lower taxable income allows employees to keep more of their earnings while still receiving valuable benefits.
Employees have flexibility in choosing benefits that best meet their needs.
Implementing a Section 125 plan is a simple way for businesses to offer better business health plans without increasing costs. Harmonicare ensures a smooth, compliant setup process so companies can focus on supporting their employees.
A Section 125 plan does not require employer contributions.
Offering tax-free benefits increases job satisfaction and makes
your company more competitive in the job market.
Employees can choose from various pre-tax health benefits that suit their needs.
Harmonicare ensures your plan meets all IRS and Department of Labor regulations while integrating with your existing payroll system.
A Section 125 plan allows employees to set aside pre-tax dollars for essential expenses, including:
A Section 125 plan provides significant cost savings to businesses while improving employee benefits.
Employers save $1,100/year on payroll tax for every participating employee
A well-structured benefits package improves morale and retention.
The program is employee-funded, meaning no additional expenses for employers.
Harmonicare ensures your plan is IRS and Department of Labor compliant.
On average, employers save $600-700/year per qualified W2 employee
Harmonicare makes it easy for businesses to set up and manage a Section 125 plan with a streamlined, fully compliant process.
We help businesses create a customized Section 125 plan tailored to their workforce.
We provide education and support materials to ensure employees understand their benefit options.
Our plans integrate with major payroll providers for easy pre-tax deductions and accurate tracking.
We handle annual reviews, IRS compliance updates, and ongoing plan management.
Harmonicare integrates with leading payroll and HR software to ensure smooth benefit administration.
Harmonicare has helped businesses across industries provide better health plan benefits for employees while reducing costs. Here’s what some of our clients have to say:
Proven experience in managing Section 125 plans nationwide.
Helping businesses across industries maximize tax-advantaged benefits.
Our team provides full-service guidance to ensure your employees maximize their benefits.
Our plans meet all IRS and Department of Labor requirements.
Simple and efficient onboarding for both employers and employees.
Tailored to fit the specific needs of your business and workforce.
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A Smarter Way to Support Your Employees
Harmonicare makes it easy for businesses to provide affordable, tax-free benefits to their employees while reducing administrative burdens. Our Section 125 plans offer a cost-effective way to improve healthcare options and enhance overall compensation packages.
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